Frequently Asked Questions

General Questions

Gold, Platinum and Diamond Plans may file after 30 Days from date of purchase and 1,000 additional miles from starting odometer. Superior and Ultimate Plans may file after 40 days. If you are unsure if you are past your review period, please feel free to call customer service so someone may assist you.

Once your claim is authorized, the repair facility will finalize payment. They will first bill you for your deductible directly, and then Ox will pay the rest!

Call in to the customer service line and alert them that you are taking out a rental. Make sure to keep the receipt of your rental car payment as our policy for rentals is reimbursement. Rental car coverage is subject to claim authorization and plan-specific limitations, please refer to your plan booklet for more info.

Most policies come with emergency roadside assistance. Call the roadside assistance number included on your packet or ID cards at 1-800-611-9589. Once you arrive at the repair facility, notify your repair technician that you have an extended warranty and provide them with the claim's hotline so they can call in your claim. We’ll handle the rest.

Once your claim is authorized and you have posted your deductible, we submit payment directly to your repair facility as you checkout. Then you get to ride off into the sunset after we pick up the tab.

Our claim's team will notify you and your repair facility that your claim is authorized – once your deductible is posted our payment will be issued and you are ready to hit the road again.

If you decided on an interest-free payment plan, please ensure you keep your finance status in good standing. Delinquency may lead to temporary suspension of coverage or potentially account cancellation. Please also ensure you keep up with the factory recommended maintenance, and always keep your receipts!

Coverage Questions

As long as your account is in good standing, and your claim qualifies based on your plan type (please refer to your policy for more info), you are covered by Ox!

Yes, all you need to do is call into customer service and alert them of your intent to transfer the coverage and we will take care of the rest.

Absolutely, in fact used cars are typically at the highest risk of breakdown and therefore get the highest value out of our coverage plans.

You can add as many cars as you want! Once you activate your first car, we will automatically qualify you for a bundle discount once you add your additional vehicles.

The short answer is yes, potentially. However, this is assessed on a case by case basis. Make sure to mention your modifications to your coverage specialist so they can confirm your eligibility.

Unfortunately salvage and branded titles are not eligible for coverage at this time.

Billing Questions

Yes, all contracts come with a standard refund policy.

Yes! Call in to our Billing Department and they will be happy to assist you.

We offer both options, although the default for financed policies are typically automatic.

More protection for your vehicle. More value in your pocket.

Peace of mind that you & your family can count on.